Understand Your Deductible – Your deductible is what you pay before insurance helps. A higher deductible means lower premiums, but make sure it’s an amount you can afford if you need to file a claim.
Act Fast After Damage – If you need to file a claim, contact your insurer right away. Take photos, save repair receipts, and share all details to help speed up the process.
Know What’s Covered – Home insurance usually includes coverage for your dwelling, personal belongings, liability, and additional living expenses. Always review your policy to understand the details of your protection.
Don’t Skip Renters Insurance – Renters insurance protects your personal belongings, offers liability coverage, and can help with living expenses if you're displaced. It’s affordable and often overlooked—don’t make that mistake!
Save on Premiums – Lower your home insurance costs by raising your deductible, bundling with auto or other policies, improving your credit score, and adding safety features like security systems or smoke detectors.
Review Regularly – An insurance review helps you compare rates and confirm you're getting the best deal, while also making sure your coverage still fits your needs.