How Screwed Would You Be If Something Went Wrong? Answer honestly — this takes 60 seconds. At the end, you’ll see how your coverage likely holds up. 1) A pipe bursts in your home while you’re away. What do you expect to happen? Insurance covers everything Insurance covers it, but with limits Only if it was sudden and accidental I honestly don’t know 2) Someone steals your laptop from your car. Where do you THINK that’s covered? Auto insurance Homeowners insurance Both Neither No clue 3) A guest slips on your driveway and gets hurt. What kicks in? Medical payments only Liability coverage (lawsuit + legal fees) They’d have to sue me first I don’t know and now I’m uncomfortable 4) Your car is totaled. What determines your payout? What I owe on the loan What I paid for it Actual cash value I have no idea 5) A storm damages your roof AND your fence. What’s MOST likely? Fully covered Covered minus deductible Partially covered Depends on exclusions Not sure 6) If you had to list your most valuable personal items… could you? Yes — documented and insured I could guess Probably missing stuff Nope 7) When was the last time someone reviewed your policies? Within the last year 2–3 years ago When I bought them Never 8) How did you choose your insurance? Lowest price Friend/family recommendation Agent explained everything I don’t remember Get My Result Retake Quiz
